Legal Representation Against Creditor Lawsuits in Houston
By far, the majority of debtors do everything they can to keep their original agreement to pay off a debt. When circumstances make it impossible to repay a debt, the original creditor or even a third party debt collector may use unscrupulous and downright illegal tactics to collect a debt from you. Under the Fair Debt Collection Practices Act, creditors are forbidden from flooding you with harassing phone calls, using foul or threatening language, or making threats whether they are real or invented. If a creditor fails to abide by any of the provisions contained within the FDCPA, they may be subject to legal recourse from you, the debtor.
At the Stockton Law Offices, we are extremely familiar with the provisions contained within the Fair Debt Collection Practices Act, as well as the Federal Truth in Lending Act, the Real Estate Settlement Procedures Act and the Home Ownership and Equity Protection Act. As a debtor, you have legal rights and determining which laws apply to your unique set of circumstances is our job. If a creditor is bringing a lawsuit against you in order to collect a debt, or if you would like to sue a creditor for violating state or federal laws, we urge you to contact a Houston bankruptcy attorney from our firm as soon as possible.
It's not unusual for debt collectors to overstep their bounds in an attempt to collect a debt. If a creditor has made you feel uncomfortable, or if you suspect your legal rights have been violated in any way, an attorney from our firm can provide invaluable insight into the legal process. We can help you ascertain if you have been a victim of creditor harassment or any other abuse, and we can advise you of the most powerful and effective legal recourse available to you. Nobody should be made to feel threatened or violated by the unethical or dishonest acts of a debt collector and we can help you find justice in these types of matters. If you are facing a creditor lawsuit, we urge you to contact a Houston creditor litigation lawyer from our firm immediately so we can start planning your legal strategy.